American suburban home
Unclaimed Surplus Funds Recovery

Recover the money you’re owed after a property sale

When a home sells at a tax or foreclosure auction for more than was owed, the surplus is legally yours. Sinergate Funds finds it, files the claim, and gets it back to you — with no upfront cost.

You pay nothing unless we recover your funds.

No upfront cost

You never pay out of pocket. Our fee is a percentage of what we recover — and only if we succeed.

We handle everything

From filing the paperwork to communicating with the county, we manage the entire claim for you.

Clear & transparent

A simple written agreement, honest updates, and no hidden fees at any point in the process.

Model house resting on U.S. hundred-dollar bills
What are surplus funds?

Money that’s legally yours — often left unclaimed

When a property is sold at a tax-lien or foreclosure auction, it frequently sells for more than the debt that was owed. That extra amount is called the surplus (or excess proceeds). By law it belongs to the former owner or other eligible parties — not the county that held the sale.

The problem: most people never find out. The funds sit with the county until someone files a valid claim. Sinergate Funds identifies these cases, confirms who is entitled, and manages the recovery from start to finish.

We focus on cases with a meaningful surplus (generally over $10,000) so recovery is genuinely worth your time.

How it works

A simple, four-step process

We do the heavy lifting. Your job is simply to review, sign, and receive your funds.

1

We identify your funds

Our team reviews public county records and flags surplus funds that may legally belong to you after a property sale.

2

We reach out to you

We contact you with the details and explain, in plain English, exactly how much may be owed and how the claim works.

3

You sign the agreement

You review and sign a simple recovery agreement and an IRS Form W-9. There is nothing to pay up front.

4

You get paid

We file the claim and work directly with the county. Once the funds are released, your share is sent to you.

Why Sinergate Funds

Professional recovery, entirely on your side

Recovering surplus funds can be confusing and time-consuming. Sinergate Funds removes the guesswork so you can claim what’s yours with confidence.

  • You pay absolutely nothing unless we successfully recover your funds.
  • Every claim is handled by our team — you never chase county offices yourself.
  • Your money and paperwork are handled with strict confidentiality.
  • A single, clear written agreement — no fine print, no surprises.
Start your claim
Advisor helping a client with a surplus-funds claim
Client reviews

What our clients say

Real people who recovered surplus funds they didn’t know they were owed — with no upfront cost.

Robert M.

Lehigh County, PA

I had no idea there was money left over after my old house was sold at auction. Sinergate found it, explained everything clearly, and I never paid a cent up front. Highly recommend.
Deborah K.

Clark County, NV

Honestly I thought it was too good to be true at first. But they handled every form and every phone call with the county. The money came through exactly like they said.
James T.

Maricopa County, AZ

Professional from start to finish. They kept me updated the whole way and answered every question in plain English. I would not have known where to begin on my own.
Angela R.

Berks County, PA

The process took a couple of months because of the county, but Sinergate stayed on top of it and got my surplus funds back. Very grateful for their patience.
Michael B.

Pulaski County, AR

No upfront cost was the deal-maker for me. They only got paid once I did. Everything was transparent and there were zero surprises along the way.
Sandra L.

New Castle County, DE

They tracked me down after my mother’s property was sold and helped our family recover funds we never knew existed. Compassionate and completely professional.
Thomas H.

Bucks County, PA

Clear written agreement, no hidden fees, and constant communication. This is exactly how a recovery service should operate. Thank you Sinergate.
Patricia W.

Mohave County, AZ

I almost ignored their letter thinking it was a scam. So glad I called. Everything they promised happened and my claim was handled start to finish.
Daniel F.

Luzerne County, PA

Good experience overall. The team was knowledgeable and did all the heavy lifting with the paperwork. Would use them again if the situation ever came up.
Karen S.

Washoe County, NV

Every step was explained before it happened. I felt informed and in control the entire time. Recovering these funds would have been impossible without them.
Christopher A.

Erie County, PA

Fast responses, honest answers, and they genuinely seemed to care about getting my money back. A truly stress-free process from beginning to end.
Linda G.

Carroll County, MD

I was skeptical but they were patient with all my questions. The surplus from my foreclosure was recovered and paid out just as they described. Excellent service.
Steven P.

Monroe County, PA

What impressed me most was the transparency. I always knew what stage my claim was at. Real people who actually pick up the phone.
Nancy D.

Cumberland County, PA

They made a confusing situation simple. All I had to do was review and sign. The rest was completely taken care of for me.
Kevin O.

Carbon County, PA

Recovered surplus funds I had written off years ago. No cost to me unless they succeeded, and succeed they did. Cannot recommend them enough.
Rebecca J.

Yamhill County, OR

From the first call to the final payout, everything was handled with professionalism and honesty. A genuinely trustworthy team.
Robert M.

Lehigh County, PA

I had no idea there was money left over after my old house was sold at auction. Sinergate found it, explained everything clearly, and I never paid a cent up front. Highly recommend.
Deborah K.

Clark County, NV

Honestly I thought it was too good to be true at first. But they handled every form and every phone call with the county. The money came through exactly like they said.
James T.

Maricopa County, AZ

Professional from start to finish. They kept me updated the whole way and answered every question in plain English. I would not have known where to begin on my own.
Angela R.

Berks County, PA

The process took a couple of months because of the county, but Sinergate stayed on top of it and got my surplus funds back. Very grateful for their patience.
Michael B.

Pulaski County, AR

No upfront cost was the deal-maker for me. They only got paid once I did. Everything was transparent and there were zero surprises along the way.
Sandra L.

New Castle County, DE

They tracked me down after my mother’s property was sold and helped our family recover funds we never knew existed. Compassionate and completely professional.
Thomas H.

Bucks County, PA

Clear written agreement, no hidden fees, and constant communication. This is exactly how a recovery service should operate. Thank you Sinergate.
Patricia W.

Mohave County, AZ

I almost ignored their letter thinking it was a scam. So glad I called. Everything they promised happened and my claim was handled start to finish.
Daniel F.

Luzerne County, PA

Good experience overall. The team was knowledgeable and did all the heavy lifting with the paperwork. Would use them again if the situation ever came up.
Karen S.

Washoe County, NV

Every step was explained before it happened. I felt informed and in control the entire time. Recovering these funds would have been impossible without them.
Christopher A.

Erie County, PA

Fast responses, honest answers, and they genuinely seemed to care about getting my money back. A truly stress-free process from beginning to end.
Linda G.

Carroll County, MD

I was skeptical but they were patient with all my questions. The surplus from my foreclosure was recovered and paid out just as they described. Excellent service.
Steven P.

Monroe County, PA

What impressed me most was the transparency. I always knew what stage my claim was at. Real people who actually pick up the phone.
Nancy D.

Cumberland County, PA

They made a confusing situation simple. All I had to do was review and sign. The rest was completely taken care of for me.
Kevin O.

Carbon County, PA

Recovered surplus funds I had written off years ago. No cost to me unless they succeeded, and succeed they did. Cannot recommend them enough.
Rebecca J.

Yamhill County, OR

From the first call to the final payout, everything was handled with professionalism and honesty. A genuinely trustworthy team.
FAQ

Frequently asked questions

What exactly are surplus funds?+

When a property is sold at a tax or foreclosure auction for more than what was owed, the extra money — the “surplus” or “excess proceeds” — does not stay with the county. It legally belongs to the former owner or other eligible parties. Many people never realize these funds exist.

How much does it cost me?+

Nothing up front. Sinergate Funds only earns a fee if we successfully recover your money, and that fee is a percentage of the amount recovered. If we recover nothing, you owe us nothing.

Why do I need help — can I not claim it myself?+

You can, but the process varies by county and often involves specific forms, deadlines, proof of identity and ownership, and direct communication with government offices. We handle all of that for you so nothing is missed.

Is this legitimate?+

Yes. Surplus-funds recovery is a recognized process. Sinergate Funds is a division of Sinergate Management LLC, a company registered in Wyoming, USA. We work from official public records and a written agreement you review and sign.

How long does it take?+

Timelines depend on the county and the specifics of your claim. Some are resolved in a matter of weeks, others take several months. We keep you updated throughout.

Signing recovery paperwork

Think you may be owed surplus funds?

Let’s find out together. Reach out for a free, no-obligation review of your situation — there’s no cost and no commitment to check.

Prefer email? Write to [email protected]